donation
NZBA 10-Year Building Guarantee
Under New Zealand’s Building Act, the government allows a Ten year liability period for pursuing responsibility for building quality defects in newly constructed homes.
Banks and financial institutions typically require newly built homes to be covered by a 10-Year Building Guarantee as a condition for approving home loans. For buyers of new homes, a 10-Year Building Guarantee also provides essential peace of mind and long-term security for living with confidence.
Comprehensive Coverage
Across Every Risk
Structural Integrity
10-year protection against structural defects that could compromise the safety and stability of the building's core framework.
Waterproofing
Full coverage for the external envelope, roof, cladding, and flashings, protecting against moisture ingress and water damage.
Workmanship
12-month guarantee on all materials and workmanship, ensuring the build quality meets agreed and industry-standard specifications.
Fire Protection
Structural fire-resistance systems and passive fire protection measures are covered throughout the full guarantee period.
Rot & Fungal Decay
Where compliant materials are used, coverage extends to rot and fungal decay affecting structural and non-structural elements.
Temporary Accommodation
If approved repairs render a home uninhabitable, costs for temporary accommodation are covered for the duration of the work.
Comprehensive Coverage
Across Every Risk
Structural Integrity
Ensures the structure meets design standards, is supported by documentation, and passes council inspections.
Waterproofing
Ensures roofs, walls, doors, and windows are professionally installed, documented, and council-approved.
Fire Protection
Ensures compliance with fire safety design, documented and council-inspected.
What the Guarantee Covers
The NZBA 10-Year Building Guarantee provides structured protection against key building risks. Coverage is designed to safeguard structural integrity, compliance, and homeowner confidence.
- 12-month workmanship and materials protection
- 10-year structural defect protection
- External envelope waterproofing
- Structural fire protection
- Rot and fungal decay (where compliant materials are used)
- Temporary accommodation during approved repairs
NZBA safe home 10 Year Building Guarantee
Structured Protection. Certified Confidence
Formally Certified
Guaranteed Protection
backed by NZBA standards
NZBA safe home 10 Year Building Guarantee
Structured Protection. Certified Confidence
Formally Certified
Guaranteed Protection
backed by NZBA standards
Cost of the Guarantee
The 10-Year Building Guarantee is priced according to project size and value, ensuring appropriate coverage for every build.
Commercial Buildings: 1% of the total construction cost.
Three Simple Steps to
Your Guarantee
Submit Application
Complete the online application form with your project details, builder information, and property address.
Provide Documentation
Upload LBP credentials and all supporting compliance documentation for your build.
Review & Approval
Our team reviews your submission and issues your official NZBA Guarantee Certificate upon approval.
How to Apply
Applying for a 10-Year Building Guarantee is straightforward and structured. Three simple steps stand between you and full protection.
Submit Application
Provide Documentation
Review & Approval
Secure Your 10-Year Protection Today
Ensure your project meets industry standards and is protected for the long term.